Yard Card & Yard Card Plus

Financing provided by TD Retail Card Services RYAN

1.9% APR for 48 Monthly Payments

**Minimum purchase $1500. There is a promotional fee of $125 for this transaction.
Minimum Purchase
$1500
Interest Rate/APR
1.9%
Promotional Fee**
$125
*See last page for full disclosure.


0% APR for 24 Months with Equal Payments

**Minimum purchase $1500. There is a promotional fee of $125 for this transaction.
Minimum Purchase
$1500
Interest Rate/APR
0%
Promotional Fee**
$125
*See last page for full disclosure.

Special Financing Promotions
Offers available on all new Ryan equipment.
Programs are available through 1/31/2023.


3.99% APR for 60 Monthly Payments

**Minimum purchase $1500. There is a promotional fee of $125 for this transaction.

Minimum Purchase $1500
Interest Rate/APR 3.99%
Promotional Fee** $125
*See last page for full disclosure.
No Interest if Paid in Full within 12M
**Interest will be charged from the purchase date if the purchase balance is not paid in full by the end of the promotional period or if you make late payments. Minimum purchase $1,500.
Minimum Purchase $1500
Interest Rate/APR 29.99%
Promotional Fee** $0
*See last page for full disclosure.

Financing provided by TD Retail Card Services RYAN (1021) pg 2See your authorized Ryan Dealer for Full Details.

Consumer:
*0% APR for 24 Months with Equal Payments: Minimum purchase $1500. There is a promotional fee of $125 for this transaction. 0% APR from date of eligible purchase
until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay off the
promotional balance. Other transactions and charges affect total monthly payment amount. Prior purchases excluded. Account must be in good standing. Standard account terms
apply to purchases that do not qualify. If your account becomes 60 days past due your promotional offer will be revoked and any remaining balance will be placed on the standard
Purchase APR. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to
credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 1/31/2023.
*1.9% APR with 48 Monthly Payments: A minimum purchase amount of $1,500 is required. A one-time promotional fee of $125 will be charged to the account for this
transaction. The Reduced APR of 1.9% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 2.165% of the purchase amount is due
each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for
purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge
$2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 1/31/2023.
*No Interest if Paid in Full within 12 Months: Minimum purchase $1,500. To avoid interest, you must pay the full promotional balance before the promotional period ends. If
you do not, you will be charged interest from the purchase date at the standard Purchase APR. After the promotional period ends, the standard Purchase APR also applies to the
remaining balance and the charged interest. Minimum monthly payments required, but they will not pay off the balance in time. You must make larger payments to avoid the
interest. Prior purchases excluded. Account must be in good standing. Other finance plans may be available. Standard account terms apply to purchases that do not qualify. If
your account becomes 60 days past due your promotional offer will be revoked, the deferred interest will be charged, and we will continue to charge interest at the standard
Purchase APR. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to
credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 1/31/2023.
*3.99% APR with 60 Monthly Payments: Minimum purchase $1500. A minimum purchase amount of $1,500 is required. A one-time promotional fee of $125 will be
charged to the account for this transaction. The Reduced APR of 3.99% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to
1.841% of the purchase amount is due each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest
will be charged at the current APR for purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between
20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 1/31/2023.

Yard Card & Yard Card Plus Promotions
Commercial:
*0% APR for 24 Months with Equal Payments: A minimum purchase amount of $1500 is required. A one-time promotional fee of $125 will be charged to the account
for this transaction. During the 24 month promotional period a minimum monthly payment is required that is calculated by dividing the purchase amount and the promotional fee
by the length of the promotional period. The promotional period will start on the date of purchase. Interest will not accrue during the promotional period. If the purchase amount,
plus any applicable fees or charges is not paid in full by the end of the promotional period, interest will be charged at the APR for purchases on any remaining balances until paid in
full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge $2.00. Offer subject to credit
approval on a Yard Card Plus credit card account. Offer expires 1/31/2023.
*1.9% APR with 48 Monthly Payments: A minimum purchase amount of $1,500 is required. A one-time promotional fee of $125 will be charged to the account for this
transaction. The Reduced APR of 1.9% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 2.165% of the purchase amount is due
each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for
purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge
$2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 1/31/2023.
*No Interest if Paid in Full within 12 Months: Minimum purchase $1,500. To avoid interest, you must pay the full promotional balance before the promotional period ends. If
you do not, you will be charged interest from the purchase date at the standard Purchase APR. After the promotional period ends, the standard Purchase APR also applies to the
remaining balance and the charged interest. Minimum monthly payments required, but they will not pay off the balance in time. You must make larger payments to avoid the
interest. Prior purchases excluded. Account must be in good standing. Other finance plans may be available. Standard account terms apply to purchases that do not qualify. If
your account becomes 60 days past due your promotional offer will be revoked, the deferred interest will be charged, and we will continue to charge interest at the standard
Purchase APR. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to
credit approval. Yard Card financing account issued by TD Bank, N.A. Offer expires 1/31/2023.
*3.99% APR with 60 Monthly Payments: A minimum purchase amount of $1,500 is required. A one-time promotional fee of $125 will be charged to the account for this
transaction. The Reduced APR of 3.99% will apply to the purchase for the 60 Month promotional period. A minimum payment equal to 1.841% of the purchase amount is due
each month. If the purchase amount, plus any applicable fees or charges, is not paid in full by the end of the promotional period, interest will be charged at the current APR for
purchases until paid in full. The current APR for purchases is 28.99%. APR for purchases on existing accounts may vary between 20.49%-29.99%. Minimum interest charge
$2.00. Offer subject to credit approval on a Yard Card Plus credit card account. Offer expires 1/31/2023.